Novaris Risk Solutions Privacy and Security Notice
Last Updated: December 3, 2025
1. Introduction
Novaris Risk Solutions (“Novaris,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you share with us. This Privacy Notice explains how we collect, use, disclose, and protect Personal Data in connection with our insurance services and website.
2. Personal Data We Collect
We collect Personal Data only when you voluntarily provide it, such as through our Contact Us form, email, phone, or other communications. Personal Data allows us to respond to inquiries, provide quotes, manage policies, and communicate with clients.
We may also collect limited technical information automatically through website use, such as IP addresses or browser type, solely to operate and improve the Website.
3. How We Use Your Personal Data
We use Personal Data to:
- Respond to inquiries and provide requested services
- Prepare and manage insurance quotes or policies
- Communicate updates or other service-related information
- Comply with applicable laws and regulatory requirements
4. How We Share Your Personal Data
We may share Personal Data only as necessary to provide services, comply with law, or with your consent. This may include sharing with:
- Insurance carriers or underwriters
- Service providers or vendors assisting in service delivery
- Regulators or legal authorities when required
- Third parties with your consent
We do not sell Personal Data for marketing purposes.
5. Security of Personal Data
We implement reasonable safeguards to protect Personal Data, limiting access to those who need it to perform their duties. However, no system is completely secure. By submitting information, you acknowledge and accept this inherent risk.
6. Third-Party Links
The Website may contain links to third-party sites. We are not responsible for the privacy practices or content of these sites. Your use of such sites is at your own risk.
7. Children’s Privacy
Our services and Website are not directed to children under 13. We do not knowingly collect information from children.
8. Insurance Disclaimer
All insurance services offered through Novaris are subject to underwriting, carrier approval, and applicable law. Nothing on the Website constitutes a binding insurance policy, coverage, or individualized advice. Quotes, rates, coverage options, and eligibility may vary and are subject to change. Novaris is not responsible for coverage decisions made by carriers or other third parties.
9. Arbitration and Dispute Resolution
Any dispute arising out of or relating to the collection, use, or disclosure of Personal Data, or your use of the Website, shall first be addressed informally by contacting us. If we are unable to resolve the dispute, it shall be resolved through binding arbitration administered by the American Arbitration Association under its rules, in New Jersey. Arbitration replaces the right to sue in court or have a jury trial, except for claims that cannot be arbitrated under law. Judgment on the arbitration award may be entered in any court having jurisdiction.
10. Updates
We may update this Privacy Notice periodically. Continued use of the Website constitutes acceptance of any updates.
Contact:
Novaris Risk Solutions
Email: [email protected]